Leverage Our Extensive Property Insurance Expertise

Turn to Caitlin Morgan for Wind, Primary and Excess Property coverage for a broad spectrum of commercial accounts.

Commercial Property Insurance from Caitlin Morgan

When looking to place coverage for catastrophe and non-catastrophe exposures, Caitlin Morgan can assist you with a tailored policy to fit your client’s unique risks. We focus on small to midsize firms that include residential/commercial to light manufacturing facilities and builder’s risk accounts. On cat-driven accounts, we partner with underwriting experts who use advanced technology and modeling tools to evaluate risk and manage portfolio accumulations.

Coverage Terms

We offer Wind Only and/or Named Storm coverage for all coastal states – from Texas to Virginia. We also can write Property All-Risk coverage when quoted along with wind coverage for the same territories. In addition, Excess Property insurance is available in these territories. Maximum TIV is $5 million to $1 billion with a preference of $250 million or less. Our staff will review all other specifics with you including maximum account limits, minimum deductible amounts and minimum premiums.

Our Target Classes

  • Habitational/Condo
  • Office Buildings/Real Estate
  • Hotels & Motels
  • Builder’s Risk
  • Healthcare (Nursing Homes and Assisted Living Facilities, Independent Living)
  • Retail
  • Hospital/Healthcare
  • Manufacturing
  • Restaurants
  • Public Entities

Coverage is available on a non-admitted basis with an A XII (Excellent) A.M. Best carrier.

We invite you to learn more about us and how we can help you expand your business.

Contact the experts at Caitlin-Morgan today and experience the benefits of working with a new kind of MGU and wholesale brokerage. For more information, call 317-575-4440 or

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